Debt collection in Poland is regulated by laws such as the Civil Code and the Act on Payment Terms in Commercial Transactions. Specialized debt collection agencies operate within this legal framework, offering services to businesses and individuals seeking to recover outstanding payments. If informal methods fail, legal action can be pursued through the court system, leading to enforcement measures like asset seizure or bank account garnishment. Consumer protection laws in Poland ensure that debtors' rights are respected during the collection process. Interest rates and additional costs for overdue payments are regulated by law, providing a framework for fair debt collection practices.
More information by this link: https://www.grandliga.com/en/debt-collection-in-poland/